Privacy Policy

Virani Financial Inc. (VFI) is committed to ensuring the privacy of all our clients. Staff conduct is bound by strict client confidentiality rules, respecting the private nature of all client data and communications. VFI handles your personal information in accordance with the BC Personal Information Protection Act, the Alberta Personal Information Protection Act and the federal Personal Information Protection and Electronic Documents Act (PIPEDA) as applicable to each client.

 

Purpose

Our advisors at VFI collect personal information from you for the purpose of offering you financial planning advice, and implementing your financial plan through the purchase of applicable financial products and services.

 

Information Collected 

VFI personnel will collect demographic (e.g. name, address, date of birth, SIN…), financial (i.e. income, investments, assets…) and other personal (e.g. goals and objectives) data from you. Additional data, including health information, will be collected should you wish to implement certain financial products. Your personal information will be commingled for record-keeping purposes (both electronically and physically). Spousal information (unless you provide us with a notice to the contrary) will also be stored in these collective files.

 

Disclosure to Third Parties

Information collected on forms and through personal correspondence or meetings with advisors and staff is made available only to members of our firm, our regulators when required by law or regulation, and to the extent of their implementation requirements, to other financial institutions utilized in your plan.

Frequently, the financial planning services we provide to our clients are based on the combined income, assets and objectives of client spouses. In the absence of a written request to the contrary, we will allow for the disclosure of personal information between spouses. We will also provide information, at your request, to other third parties such as other family members, accountants and lawyers.

VFI occasionally uses other third party service providers to process and store our data, including client information.

 

Record Retention

Personal information provided to us, required for the creation, updating and management of financial plans will not be destroyed in a scheduled manner. However, data deemed unnecessary to provide you with financial planning services and products will be destroyed in a confidential manner. Some client information is retained indefinitely for legal purposes.

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Accuracy

You have the right to correct any of the personal information we have on file for you.

 

Access to Information

Access to your personal information is available upon your written request. Requests for access to information should be sent to our Privacy Officer at the address below.

 

Consent 

Your consent to the collection, use and disclosure of your personal information as described in the manner above, is given at the inception of your relationship with VFI. It is your right to withdraw full or partial consent. Please be aware that withdrawing your consent may prevent us from continuing to provide you with our services. To withdraw your consent, please contact your financial advisory team in writing. 

 

Privacy Officer
Our Privacy Officer can be contacted at:

Virani Financial Inc.
Box 13 – Unit B3 1410 Parkway Blvd.
Coquitlam BC V3E 3J7
604-942-2514